Website Terms of Use

Terms of Use

The material provided on the Website, including the information and any images incorporated in the site, is for your personal private, non-commercial use only. Except as expressly provided herein, you shall not use any portion of this Website, or any other intellectual property of ALPHA INSURERS (including, but not limited to ALPHA INSURERS marks), on any other Website, in the source code of any other Website, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Website’s content or frame this Website within any other Website without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from ALPHA INSURERS, is prohibited.

Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site. ALPHA INSURERS reserves the right to modify the Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use.

Please check this page regularly.


Except where otherwise indicated, all materials contained in this Website are the copyrighted property of ALPHA INSURERS, its affiliated companies and/or third party licensors. The ALPHA INSURERS logo, all other service marks, and the names of various products and services described within are service marks of ALPHA INSURERS or its affiliates.

Permission is hereby granted to use, copy and distribute these materials as presented in this Website and without alteration for private, non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.


Third-Party Sites
This site contains links to other Internet Websites (“Third-party Sites”) that are not maintained by ALPHA INSURERS. These links are provided solely for your convenience. ALPHA INSURERS makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites. We recommend that you take the time to read the privacy policies and user agreements of these sites.


Privacy and Security
Please review our Privacy Policy, which also governs your visit to this Website.


Limitation of Liability
ALPHA INSURERS shall not be liable for any injury, loss, claim, or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (a) the use of, or inability to use, this site or content found in this site, or (b) unless resulting from the gross negligence or intentional actions of ALPHA INSURERS, the unauthorized access to or alteration of your transmissions or data, even if ALPHA INSURERS has been advised of the possibility of such damages. Some states do not allow the exclusion of liability for certain damages, so the foregoing exclusions or limitations may not apply to you.


Disclaimer of Warranty
The content and materials in this site are provided “as is” and without representations or warranties of any kind, either expressed or implied. ALPHA INSURERS expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. ALPHA INSURERS does not warrant or represent that the functions or operation of this site will be uninterrupted or error-free, that defects will be corrected, or that this site, its servers or any e-mail sent from ALPHA INSURERS are free of viruses or other harmful components. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.


Unless otherwise specified, the materials in our site are presented to provide Information about ALPHA INSURERS, our insurance products and the insurance business. ALPHA INSURERS operates and controls its sites from the Company’s headquarters in Hagatna, Guam, Territory of the United States, and Guam law shall govern and control any action concerning the ALPHA INSURERS sites. We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside of Guam or the United States or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.

By using the Website, you agree to these Terms of Use.


These Terms of Use, and the agreement they create, shall be governed by and interpreted according to the laws of Guam, without giving effect to Guam’s conflict of laws principles. If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

ALPHA INSURERS may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting or the information on its Website and without notice to you.

ALPHA INSURERS insures private passenger automobiles and provide homeowner, commercial, and other types of insurance for qualified applicants.